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Checking Accounts

Expect more from your checking account

At Local Bank, we understand how much you depend on your personal checking for everyday life.

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Compare Checking Accounts

Local Bank provides flexible access with more ways to bank.

LOCAL ADVANTAGE

Free online banking and e-statements!

  • Opening balance of $100
  • No minimum balance
  • Free online banking/e-statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
**$5 fee for mailed bank statements**

LOCAL SCHOLARS

For students 23 and under

  • Opening balance of $100
  • No minimum balance
  • Free online banking/e-statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
  • $50 Birthday deposit
**$5 fee for mailed bank statements**

LOCAL HEROES

For military, first responders, medical professionals, educators, etc.

  • Opening balance of $100
  • No minimum balance
  • Free online banking/e-statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
  • Free first order of Local Bank checks
  • $10,000 Free AD&D insurance
**$5 fee for mailed bank statements**

LOCAL SILVER

For our 55+ customers

  • Opening balance of $100
  • No minimum balance
  •  No service charges
  • Free online banking/e-statements
  • Free paper statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
  • Free Local Bank stock checks
**Rate increases on CD's: Terms and Conditions will apply**

LOCAL ADVANTAGE

A free account with online banking and e-statements!

  • Opening balance of $100
  • No minimum balance
  • Free online banking/e-statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
**$5 fee for mailed bank statements**

LOCAL HEROS

For military, first responders, medical professionals, educators, etc.

  • Opening balance of $100
  • No minimum balance
  • Free online banking/e-statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
  • Free first order of Local Bank checks
  • $10,000 Free AD&D insurance
**$5 fee for mailed bank statements**

LOCAL SILVER

For our 55+ customers

  • Opening balance of $100
  • No minimum balance
  •  No service charges
  • Free online banking/e-statements
  • Free paper statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
  • Free Local Bank stock checks
**Rate increases on CD's: Terms and Conditions will apply**

LOCAL SCHOLARS

For students 23 and under

  • Opening balance of $100
  • No minimum balance
  • Free online banking/e-statements
  • Free debit card
  • No ATM fees
  • Foreign ATM fees refunded
  • $50 Birthday deposit
**$5 fee for mailed bank statements**

Every personal checking account includes:

   Free Online Banking

   Free Mobile Banking

   Free Debit Card

   Free e-statements

How to get started

What you'll need to apply:

Social Security Number   

Driver's license, state ID, or passport   

Must be 19 or older  

Opening Deposit   

Questions

Got a question?
contact us
Give your local banker a call
toll-free: (844) 226-5525.